When we went through the over-drawn sales pitch, the sales person told me average of 10k points per night per location and told me locations we could trial (which in fact we cannot- Cancun). It's more like it starts at 10k/night. All the place you want to go you will only get 4-6 nights for 190k points on the off season. Also the only location we wanted to see doesn't allow children. We were given 189K points and were told that's approximately 15-18 nights. To go to Hawaii or Florida during the time we want (and not high season) it will only get us 7 days. For $2200, that is an expensive week vacation.
Also they promoted their Perks by Club Wyndham and told me people saved $100s through this system. Just calling the airline number, it will cost me $350 per person more than if I booked on my own.
So far I see Wyndham as a rip off, they charge more for less.
Monetary Loss: $2200.